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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,139 | $143,969-80.5% | $199,883-85.9% | $82,637-65.9% |
| Participation rate | 81.3% | 84.1%-2.9pp | 86.8%-5.5pp | 68.1%+13.2pp |
| Annual return | 22.91% | 25.67%-2.8pp | 43.81%-20.9pp | 53.51%-30.6pp |
| Employer contribution / active EE | $2,883 | $4,632-37.8% | $6,261-54.0% | $2,552+13.0% |
| Participant deferral / active EE | $5,376 | $6,937-22.5% | $9,138-41.2% | $4,126+30.3% |
| Admin fee / account holder | $2,895 | $14,597-80.2% | $17,268-83.2% | $7,339-60.5% |