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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,139 | $142,972-80.3% | $214,702-86.9% | $86,983-67.6% |
| Participation rate | 81.3% | 84.9%-3.6pp | 87.5%-6.2pp | 69.5%+11.7pp |
| Annual return | 22.91% | 18.49%+4.4pp | 54.55%-31.6pp | 25.83%-2.9pp |
| Employer contribution / active EE | $2,883 | $4,635-37.8% | $6,461-55.4% | $2,584+11.5% |
| Participant deferral / active EE | $5,376 | $6,568-18.2% | $9,147-41.2% | $4,194+28.2% |
| Admin fee / account holder | $2,895 | $17,617-83.6% | $19,830-85.4% | $7,856-63.1% |