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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,139 | $146,267-80.8% | $197,124-85.7% | $82,448-65.9% |
| Participation rate | 81.3% | 84.0%-2.8pp | 86.7%-5.5pp | 68.1%+13.2pp |
| Annual return | 22.91% | 29.61%-6.7pp | 44.34%-21.4pp | 41.64%-18.7pp |
| Employer contribution / active EE | $2,883 | $4,723-39.0% | $6,227-53.7% | $2,551+13.0% |
| Participant deferral / active EE | $5,376 | $7,035-23.6% | $9,135-41.2% | $4,139+29.9% |
| Admin fee / account holder | $2,895 | $14,422-79.9% | $16,298-82.2% | $7,234-60.0% |