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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,070 | $174,379-52.4% | $152,093-45.4% | $138,895-40.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 19.85% | 74.86%-55.0pp | 66.36%-46.5pp | 145.39%-125.5pp |
| Employer contribution / active EE | $3,128 | $4,652-32.8% | $4,175-25.1% | $4,194-25.4% |
| Participant deferral / active EE | $8,107 | $6,159+31.6% | $5,451+48.7% | $6,396+26.7% |
| Admin fee / account holder | $937 | $16,880-94.4% | $14,497-93.5% | $12,562-92.5% |