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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,715 | $183,516-64.2% | $155,534-57.7% | $145,884-55.0% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 17.98% | 61.43%-43.4pp | 64.92%-46.9pp | 551.85%-533.9pp |
| Employer contribution / active EE | $3,494 | $5,315-34.3% | $4,675-25.3% | $4,662-25.1% |
| Participant deferral / active EE | $7,310 | $6,467+13.0% | $5,630+29.8% | $6,690+9.3% |
| Admin fee / account holder | $1,878 | $19,293-90.3% | $15,900-88.2% | $13,392-86.0% |