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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,780 | $76,368-55.8% | $67,681-50.1% | $154,746-78.2% |
| Participation rate | 64.3% | 79.0%-14.7pp | 73.7%-9.4pp | 80.7%-16.4pp |
| Annual return | 21.61% | 1066.77%-1045.2pp | 590.58%-569.0pp | 172.34%-150.7pp |
| Employer contribution / active EE | $1,375 | $3,151-56.4% | $2,678-48.7% | $4,379-68.6% |
| Participant deferral / active EE | $3,133 | $4,824-35.1% | $3,976-21.2% | $6,730-53.5% |
| Admin fee / account holder | $684 | $8,559-92.0% | $6,100-88.8% | $14,365-95.2% |