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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,764 | $97,125-23.0% | $86,233-13.3% | $137,256-45.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 25.27% | 74.19%-48.9pp | 61.39%-36.1pp | 220.34%-195.1pp |
| Employer contribution / active EE | $10,627 | $2,841+274.0% | $2,504+324.3% | $4,156+155.7% |
| Participant deferral / active EE | $13,903 | $5,180+168.4% | $4,559+205.0% | $6,407+117.0% |
| Admin fee / account holder | $3,855 | $9,725-60.4% | $8,342-53.8% | $12,270-68.6% |