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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,764 | $99,053-24.5% | $88,179-15.2% | $138,895-46.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 25.27% | 78.17%-52.9pp | 64.97%-39.7pp | 145.39%-120.1pp |
| Employer contribution / active EE | $10,627 | $2,882+268.7% | $2,549+316.9% | $4,194+153.4% |
| Participant deferral / active EE | $13,903 | $5,225+166.1% | $4,614+201.3% | $6,396+117.4% |
| Admin fee / account holder | $3,855 | $8,748-55.9% | $7,673-49.8% | $12,562-69.3% |