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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,423 | $30,437+85.4% | $56,033+0.7% | $74,459-24.2% |
| Participation rate | 21.5% | 32.9%-11.4pp | 52.5%-31.0pp | 67.2%-45.7pp |
| Annual return | 0.00% | 24.96%-25.0pp | 1711.38%-1711.4pp | 1369.70%-1369.7pp |
| Employer contribution / active EE | $251 | $610-58.8% | $1,041-75.9% | $2,626-90.4% |
| Participant deferral / active EE | $652 | $1,176-44.5% | $1,954-66.6% | $4,350-85.0% |
| Admin fee / account holder | $2,557 | $2,363+8.2% | $2,827-9.6% | $1,945+31.5% |