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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,423 | $30,385+85.7% | $56,054+0.7% | $74,400-24.2% |
| Participation rate | 21.5% | 32.9%-11.4pp | 52.5%-31.0pp | 67.2%-45.7pp |
| Annual return | 0.00% | 24.92%-24.9pp | 1705.95%-1705.9pp | 1367.51%-1367.5pp |
| Employer contribution / active EE | $251 | $609-58.7% | $1,039-75.8% | $2,624-90.4% |
| Participant deferral / active EE | $652 | $1,174-44.4% | $1,952-66.6% | $4,348-85.0% |
| Admin fee / account holder | $2,557 | $2,361+8.3% | $2,822-9.4% | $1,944+31.5% |