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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,505 | $90,614-52.0% | $76,089-42.8% | $145,877-70.2% |
| Participation rate | 42.9% | 74.5%-31.6pp | 69.1%-26.2pp | 80.3%-37.4pp |
| Annual return | 13.97% | 623.80%-609.8pp | 360.94%-347.0pp | 551.28%-537.3pp |
| Employer contribution / active EE | $826 | $3,324-75.2% | $2,690-69.3% | $4,663-82.3% |
| Participant deferral / active EE | $3,551 | $5,168-31.3% | $4,259-16.6% | $6,691-46.9% |
| Admin fee / account holder | $0 | $8,376-100.0% | $6,418-100.0% | $13,402-100.0% |