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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,956 | $196,972-85.8% | $182,262-84.7% | $198,609-85.9% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 16.95% | 158.27%-141.3pp | 140.60%-123.6pp | 202.70%-185.7pp |
| Employer contribution / active EE | $3,927 | $5,364-26.8% | $5,046-22.2% | $5,055-22.3% |
| Participant deferral / active EE | $5,087 | $8,643-41.1% | $8,276-38.5% | $6,977-27.1% |
| Admin fee / account holder | $13,694 | $18,429-25.7% | $16,712-18.1% | $19,030-28.0% |