Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,384 | $55,930-92.2% | $76,089-94.2% | $80,925-94.6% |
| Participation rate | 68.0% | 62.1%+5.9pp | 69.1%-1.1pp | 67.7%+0.3pp |
| Annual return | 13.45% | 20.58%-7.1pp | 360.94%-347.5pp | 35.65%-22.2pp |
| Employer contribution / active EE | $586 | $1,866-68.6% | $2,690-78.2% | $2,756-78.7% |
| Participant deferral / active EE | $1,263 | $3,051-58.6% | $4,259-70.4% | $4,299-70.6% |
| Admin fee / account holder | $911 | $5,241-82.6% | $6,418-85.8% | $6,940-86.9% |