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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,831 | $102,382-50.4% | $147,005-65.4% | $80,874-37.1% |
| Participation rate | 89.8% | 75.8%+13.9pp | 82.2%+7.6pp | 67.6%+22.1pp |
| Annual return | 17.71% | 134.89%-117.2pp | 418.76%-401.1pp | 35.62%-17.9pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,934-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $10,546 | $6,646+58.7% | $8,070+30.7% | $4,297+145.4% |
| Admin fee / account holder | $3,995 | $7,942-49.7% | $13,006-69.3% | $6,935-42.4% |