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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,495 | $210,698-80.3% | $178,014-76.7% | $145,959-71.6% |
| Participation rate | 87.5% | 80.8%+6.7pp | 77.1%+10.4pp | 80.3%+7.2pp |
| Annual return | 12.19% | 386.27%-374.1pp | 294.80%-282.6pp | 561.95%-549.8pp |
| Employer contribution / active EE | $1,964 | $4,567-57.0% | $3,950-50.3% | $4,661-57.9% |
| Participant deferral / active EE | $7,136 | $6,958+2.5% | $6,276+13.7% | $6,689+6.7% |
| Admin fee / account holder | $325 | $12,016-97.3% | $10,362-96.9% | $13,398-97.6% |