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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,495 | $211,224-80.4% | $178,505-76.8% | $145,897-71.6% |
| Participation rate | 87.5% | 80.8%+6.7pp | 77.1%+10.4pp | 80.3%+7.2pp |
| Annual return | 12.19% | 30.28%-18.1pp | 27.16%-15.0pp | 552.29%-540.1pp |
| Employer contribution / active EE | $1,964 | $4,577-57.1% | $3,955-50.3% | $4,663-57.9% |
| Participant deferral / active EE | $7,136 | $6,966+2.4% | $6,280+13.6% | $6,689+6.7% |
| Admin fee / account holder | $325 | $12,109-97.3% | $10,428-96.9% | $13,390-97.6% |