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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,628 | $102,422-65.2% | $147,117-75.8% | $80,959-56.0% |
| Participation rate | 68.5% | 75.9%-7.4pp | 82.2%-13.7pp | 67.7%+0.9pp |
| Annual return | 25.02% | 135.16%-110.1pp | 420.54%-395.5pp | 35.67%-10.6pp |
| Employer contribution / active EE | $1,459 | $3,717-60.7% | $4,932-70.4% | $2,757-47.1% |
| Participant deferral / active EE | $4,371 | $6,652-34.3% | $8,065-45.8% | $4,300+1.7% |
| Admin fee / account holder | $195 | $7,953-97.6% | $12,993-98.5% | $6,925-97.2% |