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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,213 | $106,749-56.7% | $145,433-68.2% | $82,448-43.9% |
| Participation rate | 72.0% | 75.6%-3.6pp | 82.1%-10.1pp | 68.1%+3.9pp |
| Annual return | 20.48% | 27.59%-7.1pp | 66.58%-46.1pp | 41.64%-21.2pp |
| Employer contribution / active EE | $1,833 | $3,444-46.8% | $4,554-59.8% | $2,551-28.2% |
| Participant deferral / active EE | $5,855 | $6,519-10.2% | $7,897-25.9% | $4,139+41.5% |
| Admin fee / account holder | $1,555 | $8,390-81.5% | $13,129-88.2% | $7,234-78.5% |