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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,657 | $111,535-72.5% | $105,223-70.9% | $137,256-77.7% |
| Participation rate | 76.5% | 78.1%-1.6pp | 75.0%+1.4pp | 80.0%-3.5pp |
| Annual return | 21.52% | 237.85%-216.3pp | 180.65%-159.1pp | 220.34%-198.8pp |
| Employer contribution / active EE | $7,128 | $3,939+81.0% | $3,689+93.3% | $4,156+71.5% |
| Participant deferral / active EE | $5,300 | $5,500-3.6% | $5,072+4.5% | $6,407-17.3% |
| Admin fee / account holder | $1,145 | $9,721-88.2% | $8,859-87.1% | $12,270-90.7% |