See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,124 | $77,896-75.4% | $134,172-85.7% | $82,448-76.8% |
| Participation rate | 40.0% | 62.8%-22.8pp | 72.5%-32.5pp | 68.1%-28.1pp |
| Annual return | 26.76% | 18.21%+8.6pp | 25.30%+1.5pp | 41.64%-14.9pp |
| Employer contribution / active EE | $476 | $2,159-78.0% | $3,420-86.1% | $2,551-81.3% |
| Participant deferral / active EE | $1,261 | $3,162-60.1% | $4,690-73.1% | $4,139-69.5% |
| Admin fee / account holder | $599 | $6,336-90.5% | $12,016-95.0% | $7,234-91.7% |