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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,061 | $102,609-16.1% | $98,090-12.3% | $138,895-38.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 19.26% | 36.44%-17.2pp | 37.05%-17.8pp | 145.39%-126.1pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $6,453 | $8,167-21.0% | $7,845-17.7% | $6,396+0.9% |
| Admin fee / account holder | $444 | $11,434-96.1% | $11,815-96.2% | $12,562-96.5% |