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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,139 | $183,592-70.5% | $155,574-65.2% | $145,877-62.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 16.82% | 61.37%-44.6pp | 64.87%-48.0pp | 551.28%-534.5pp |
| Employer contribution / active EE | $11,066 | $5,317+108.1% | $4,676+136.7% | $4,663+137.3% |
| Participant deferral / active EE | $4,183 | $6,466-35.3% | $5,629-25.7% | $6,691-37.5% |
| Admin fee / account holder | $4,343 | $19,316-77.5% | $15,914-72.7% | $13,402-67.6% |