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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,780 | $154,228-26.2% | $145,433-21.8% | $137,256-17.1% |
| Participation rate | 72.7% | 83.8%-11.1pp | 82.1%-9.4pp | 80.0%-7.2pp |
| Annual return | 15.14% | 74.59%-59.4pp | 66.58%-51.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $4,172 | $4,804-13.2% | $4,554-8.4% | $4,156+0.4% |
| Participant deferral / active EE | $7,989 | $8,216-2.8% | $7,897+1.2% | $6,407+24.7% |
| Admin fee / account holder | $4,281 | $14,344-70.2% | $13,129-67.4% | $12,270-65.1% |