Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 4-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,513 | $78,520-30.6% | $96,576-43.6% | $82,448-33.9% |
| Participation rate | 56.0% | 77.7%-21.7pp | 81.4%-25.4pp | 68.1%-12.1pp |
| Annual return | 21.00% | 41.30%-20.3pp | 38.47%-17.5pp | 41.64%-20.6pp |
| Employer contribution / active EE | $3,176 | $2,630+20.8% | $3,553-10.6% | $2,551+24.5% |
| Participant deferral / active EE | $5,086 | $6,754-24.7% | $7,956-36.1% | $4,139+22.9% |
| Admin fee / account holder | $3,077 | $13,455-77.1% | $11,381-73.0% | $7,234-57.5% |