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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,589 | $166,268-13.0% | $165,100-12.4% | $145,897-0.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.87% | 100.52%-87.6pp | 70.21%-57.3pp | 552.29%-539.4pp |
| Employer contribution / active EE | $8,118 | $5,284+53.6% | $4,348+86.7% | $4,663+74.1% |
| Participant deferral / active EE | $12,003 | $6,964+72.4% | $6,035+98.9% | $6,689+79.4% |
| Admin fee / account holder | $1,442 | $16,659-91.3% | $12,696-88.6% | $13,390-89.2% |