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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,445 | $178,174-9.4% | $156,181+3.4% | $137,256+17.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 18.64% | 84.19%-65.5pp | 64.87%-46.2pp | 220.34%-201.7pp |
| Employer contribution / active EE | $5,471 | $4,972+10.0% | $4,294+27.4% | $4,156+31.6% |
| Participant deferral / active EE | $8,598 | $6,888+24.8% | $6,132+40.2% | $6,407+34.2% |
| Admin fee / account holder | $1,054 | $17,404-93.9% | $14,586-92.8% | $12,270-91.4% |