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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,958 | $112,729-92.9% | $98,716-91.9% | $137,256-94.2% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.3%+16.4pp | 80.0%+5.8pp |
| Annual return | 21.40% | 38.48%-17.1pp | 31.81%-10.4pp | 220.34%-198.9pp |
| Employer contribution / active EE | $2,554 | $2,725-6.3% | $2,279+12.1% | $4,156-38.5% |
| Participant deferral / active EE | $5,759 | $4,640+24.1% | $4,048+42.3% | $6,407-10.1% |
| Admin fee / account holder | $1,513 | $10,129-85.1% | $8,703-82.6% | $12,270-87.7% |