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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,958 | $123,155-93.5% | $108,753-92.7% | $155,188-94.9% |
| Participation rate | 85.7% | 75.6%+10.1pp | 71.1%+14.6pp | 80.8%+4.9pp |
| Annual return | 21.40% | 44.73%-23.3pp | 37.47%-16.1pp | 148.84%-127.4pp |
| Employer contribution / active EE | $2,554 | $2,811-9.1% | $2,427+5.3% | $4,248-39.9% |
| Participant deferral / active EE | $5,759 | $4,623+24.6% | $4,115+39.9% | $6,531-11.8% |
| Admin fee / account holder | $1,513 | $12,126-87.5% | $10,320-85.3% | $14,480-89.6% |