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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,958 | $124,980-93.6% | $108,359-92.7% | $154,746-94.9% |
| Participation rate | 85.7% | 75.2%+10.5pp | 70.1%+15.6pp | 80.7%+5.0pp |
| Annual return | 21.40% | 45.00%-23.6pp | 36.89%-15.5pp | 172.34%-150.9pp |
| Employer contribution / active EE | $2,554 | $2,851-10.4% | $2,399+6.4% | $4,379-41.7% |
| Participant deferral / active EE | $5,759 | $4,743+21.4% | $4,137+39.2% | $6,730-14.4% |
| Admin fee / account holder | $1,513 | $11,502-86.8% | $9,741-84.5% | $14,365-89.5% |