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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,066 | $112,729-88.4% | $98,716-86.8% | $137,256-90.5% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 30.17% | 38.48%-8.3pp | 31.81%-1.6pp | 220.34%-190.2pp |
| Employer contribution / active EE | $1,877 | $2,725-31.1% | $2,279-17.6% | $4,156-54.8% |
| Participant deferral / active EE | $3,221 | $4,640-30.6% | $4,048-20.4% | $6,407-49.7% |
| Admin fee / account holder | $7 | $10,129-99.9% | $8,703-99.9% | $12,270-99.9% |