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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,381 | $154,228+14.4% | $145,433+21.3% | $137,256+28.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 20.47% | 74.59%-54.1pp | 66.58%-46.1pp | 220.34%-199.9pp |
| Employer contribution / active EE | $7,729 | $4,804+60.9% | $4,554+69.7% | $4,156+86.0% |
| Participant deferral / active EE | $16,010 | $8,216+94.9% | $7,897+102.7% | $6,407+149.9% |
| Admin fee / account holder | $1,548 | $14,344-89.2% | $13,129-88.2% | $12,270-87.4% |