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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,627 | $160,028+159.7% | $147,080+182.6% | $145,884+184.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.25% | 98.60%-75.4pp | 420.17%-396.9pp | 551.85%-528.6pp |
| Employer contribution / active EE | $5,824 | $5,286+10.2% | $4,933+18.1% | $4,662+24.9% |
| Participant deferral / active EE | $19,520 | $8,422+131.8% | $8,066+142.0% | $6,690+191.8% |
| Admin fee / account holder | $26,327 | $15,030+75.2% | $12,989+102.7% | $13,392+96.6% |