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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,025 | $114,013+1.8% | $103,693+11.9% | $155,188-25.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 10.55% | 49.31%-38.8pp | 47.61%-37.1pp | 148.84%-138.3pp |
| Employer contribution / active EE | $7,755 | $3,131+147.7% | $2,920+165.5% | $4,248+82.6% |
| Participant deferral / active EE | $18,859 | $4,970+279.5% | $4,579+311.8% | $6,531+188.7% |
| Admin fee / account holder | $1,947 | $8,407-76.8% | $7,858-75.2% | $14,480-86.6% |