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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION7 years Filed as: LINCOLN RETIREMENT SERVICES Service code 15 · EIN 35-0472300 | Recordkeeping | $107,517 |
NOVA 401(K) ASSOCIATES4 years Filed as: NOVA 401(K) ASSCOIATES Service code 70 · EIN 20-1181458 10777 NORTHWEST FWY · HOUSTON, TX 77092 | Consulting Fees | $17,786 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,987 | $82,979-57.8% | $102,412-65.8% | $77,736-55.0% |
| Participation rate | 90.7% | 71.5%+19.2pp | 74.5%+16.2pp | 70.6%+20.1pp |
| Annual return | 13.97% | 19.11%-5.1pp | 24.94%-11.0pp | 31.26%-17.3pp |
| Employer contribution / active EE | $902 | $3,554-74.6% | $3,870-76.7% | $2,728-66.9% |
| Participant deferral / active EE | $5,946 | $4,109+44.7% | $5,060+17.5% | $4,651+27.9% |
| Admin fee / account holder | $217 | $639-66.0% | $8,388-97.4% | $433-49.9% |