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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,908 | $160,070-68.8% | $147,117-66.1% | $145,897-65.8% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 10.80% | 98.69%-87.9pp | 420.54%-409.7pp | 552.29%-541.5pp |
| Employer contribution / active EE | $2,202 | $5,285-58.3% | $4,932-55.4% | $4,663-52.8% |
| Participant deferral / active EE | $8,841 | $8,419+5.0% | $8,065+9.6% | $6,689+32.2% |
| Admin fee / account holder | $10,174 | $15,035-32.3% | $12,993-21.7% | $13,390-24.0% |