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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,506 | $68,880+0.9% | $120,580-42.4% | $80,959-14.1% |
| Participation rate | 56.0% | 61.7%-5.7pp | 72.0%-16.0pp | 67.7%-11.7pp |
| Annual return | 13.58% | 23.68%-10.1pp | 107.48%-93.9pp | 35.67%-22.1pp |
| Employer contribution / active EE | $1,170 | $2,066-43.4% | $3,469-66.3% | $2,757-57.6% |
| Participant deferral / active EE | $3,057 | $3,191-4.2% | $4,995-38.8% | $4,300-28.9% |
| Admin fee / account holder | $956 | $5,785-83.5% | $9,418-89.8% | $6,925-86.2% |