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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,185 | $183,592-66.7% | $155,574-60.7% | $145,877-58.1% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 14.55% | 61.37%-46.8pp | 64.87%-50.3pp | 551.28%-536.7pp |
| Employer contribution / active EE | $1,350 | $5,317-74.6% | $4,676-71.1% | $4,663-71.0% |
| Participant deferral / active EE | $3,562 | $6,466-44.9% | $5,629-36.7% | $6,691-46.8% |
| Admin fee / account holder | $3,695 | $19,316-80.9% | $15,914-76.8% | $13,402-72.4% |