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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,814 | $92,798-63.6% | $96,707-65.0% | $137,256-75.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 19.76% | 31.24%-11.5pp | 34.78%-15.0pp | 220.34%-200.6pp |
| Employer contribution / active EE | $1,748 | $4,147-57.9% | $4,191-58.3% | $4,156-57.9% |
| Participant deferral / active EE | $6,302 | $5,877+7.2% | $5,997+5.1% | $6,407-1.6% |
| Admin fee / account holder | $449 | $7,946-94.4% | $7,503-94.0% | $12,270-96.3% |