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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,480 | $76,608+232.2% | $56,077+353.8% | $145,877+74.4% |
| Participation rate | 18.8% | 63.2%-44.5pp | 52.5%-33.7pp | 80.3%-61.6pp |
| Annual return | 331.79% | 3009.59%-2677.8pp | 1709.28%-1377.5pp | 551.28%-219.5pp |
| Employer contribution / active EE | $132 | $1,382-90.4% | $1,040-87.3% | $4,663-97.2% |
| Participant deferral / active EE | $2,970 | $2,624+13.2% | $1,954+52.0% | $6,691-55.6% |
| Admin fee / account holder | $4,919 | $3,325+47.9% | $2,825+74.1% | $13,402-63.3% |