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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,349 | $97,078-61.5% | $103,065-63.8% | $145,897-74.4% |
| Participation rate | 0.0% | 81.1%-81.1pp | 80.6%-80.6pp | 80.3%-80.3pp |
| Annual return | 17.43% | 25.49%-8.1pp | 23.95%-6.5pp | 552.29%-534.9pp |
| Employer contribution / active EE | $1,005 | $4,680-78.5% | $4,675-78.5% | $4,663-78.4% |
| Participant deferral / active EE | $2,062 | $6,601-68.8% | $6,625-68.9% | $6,689-69.2% |
| Admin fee / account holder | $2,211 | $12,505-82.3% | $9,349-76.4% | $13,390-83.5% |