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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,349 | $97,750-61.8% | $103,464-63.9% | $145,959-74.4% |
| Participation rate | 0.0% | 81.1%-81.1pp | 80.5%-80.5pp | 80.3%-80.3pp |
| Annual return | 17.43% | 25.43%-8.0pp | 23.91%-6.5pp | 561.95%-544.5pp |
| Employer contribution / active EE | $1,005 | $4,685-78.5% | $4,677-78.5% | $4,661-78.4% |
| Participant deferral / active EE | $2,062 | $6,603-68.8% | $6,624-68.9% | $6,689-69.2% |
| Admin fee / account holder | $2,211 | $12,515-82.3% | $9,410-76.5% | $13,398-83.5% |