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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,778 | $201,264+43.0% | $184,185+56.2% | $145,978+97.1% |
| Participation rate | 81.8% | 87.5%-5.7pp | 86.8%-5.0pp | 80.3%+1.5pp |
| Annual return | 18.48% | 29.00%-10.5pp | 28.81%-10.3pp | 550.52%-532.0pp |
| Employer contribution / active EE | $2,199 | $7,021-68.7% | $6,426-65.8% | $4,662-52.8% |
| Participant deferral / active EE | $18,922 | $9,806+93.0% | $9,132+107.2% | $6,690+182.9% |
| Admin fee / account holder | $129,289 | $16,376+689.5% | $13,909+829.5% | $13,400+864.8% |