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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,626 | $156,398-32.5% | $147,318-28.3% | $138,895-24.0% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 16.97% | 78.75%-61.8pp | 70.43%-53.5pp | 145.39%-128.4pp |
| Employer contribution / active EE | $889 | $4,853-81.7% | $4,593-80.7% | $4,194-78.8% |
| Participant deferral / active EE | $7,040 | $8,237-14.5% | $7,906-11.0% | $6,396+10.1% |
| Admin fee / account holder | $487 | $14,976-96.8% | $13,708-96.5% | $12,562-96.1% |