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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,957 | $111,878-67.0% | $93,727-60.6% | $145,897-74.7% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 14.16% | 204.28%-190.1pp | 133.83%-119.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $2,315 | $3,092-25.1% | $2,421-4.4% | $4,663-50.3% |
| Participant deferral / active EE | $6,740 | $4,920+37.0% | $4,417+52.6% | $6,689+0.8% |
| Admin fee / account holder | $1,365 | $10,256-86.7% | $8,292-83.5% | $13,390-89.8% |