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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,611 | $112,729-41.8% | $98,716-33.5% | $137,256-52.2% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.3%-19.3pp | 80.0%-30.0pp |
| Annual return | 18.42% | 38.48%-20.1pp | 31.81%-13.4pp | 220.34%-201.9pp |
| Employer contribution / active EE | $3,999 | $2,725+46.7% | $2,279+75.5% | $4,156-3.8% |
| Participant deferral / active EE | $13,083 | $4,640+181.9% | $4,048+223.2% | $6,407+104.2% |
| Admin fee / account holder | $2,029 | $10,129-80.0% | $8,703-76.7% | $12,270-83.5% |