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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,923 | $29,736-2.7% | $56,033-48.4% | $80,935-64.3% |
| Participation rate | 40.6% | 41.7%-1.1pp | 52.5%-11.9pp | 67.7%-27.0pp |
| Annual return | 11.04% | 35.28%-24.2pp | 1711.38%-1700.3pp | 35.66%-24.6pp |
| Employer contribution / active EE | $1,412 | $671+110.3% | $1,041+35.7% | $2,757-48.8% |
| Participant deferral / active EE | $2,731 | $1,228+122.3% | $1,954+39.7% | $4,299-36.5% |
| Admin fee / account holder | $5,252 | $2,434+115.8% | $2,827+85.8% | $6,924-24.1% |