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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,764 | $154,228-91.7% | $145,433-91.2% | $137,256-90.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 19.02% | 74.59%-55.6pp | 66.58%-47.6pp | 220.34%-201.3pp |
| Employer contribution / active EE | $3,222 | $4,804-32.9% | $4,554-29.3% | $4,156-22.5% |
| Participant deferral / active EE | $4,924 | $8,216-40.1% | $7,897-37.7% | $6,407-23.1% |
| Admin fee / account holder | $7,708 | $14,344-46.3% | $13,129-41.3% | $12,270-37.2% |