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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,394 | $183,516-45.8% | $155,534-36.1% | $145,884-31.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.36% | 61.43%-47.1pp | 64.92%-50.6pp | 551.85%-537.5pp |
| Employer contribution / active EE | $14,542 | $5,315+173.6% | $4,675+211.1% | $4,662+211.9% |
| Participant deferral / active EE | $5,907 | $6,467-8.6% | $5,630+4.9% | $6,690-11.7% |
| Admin fee / account holder | $964 | $19,293-95.0% | $15,900-93.9% | $13,392-92.8% |