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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,794 | $110,410-72.1% | $102,437-69.9% | $145,897-78.9% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 20.03% | 24.85%-4.8pp | 24.95%-4.9pp | 552.29%-532.3pp |
| Employer contribution / active EE | $3,461 | $4,217-17.9% | $3,871-10.6% | $4,663-25.8% |
| Participant deferral / active EE | $8,870 | $5,622+57.8% | $5,060+75.3% | $6,689+32.6% |
| Admin fee / account holder | $2,166 | $9,745-77.8% | $8,388-74.2% | $13,390-83.8% |