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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,759 | $124,425-3.7% | $112,040+6.9% | $137,256-12.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 41.77% | 24.72%+17.1pp | 24.52%+17.3pp | 220.34%-178.6pp |
| Employer contribution / active EE | $11,830 | $3,411+246.8% | $2,954+300.5% | $4,156+184.7% |
| Participant deferral / active EE | $6,961 | $5,718+21.7% | $5,098+36.6% | $6,407+8.7% |
| Admin fee / account holder | $2,259 | $15,207-85.1% | $12,098-81.3% | $12,270-81.6% |