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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,714 | $97,125+1.6% | $86,233+14.5% | $137,256-28.1% |
| Participation rate | 92.3% | 74.2%+18.1pp | 69.0%+23.3pp | 80.0%+12.3pp |
| Annual return | 17.29% | 74.19%-56.9pp | 61.39%-44.1pp | 220.34%-203.1pp |
| Employer contribution / active EE | $6,242 | $2,841+119.7% | $2,504+149.3% | $4,156+50.2% |
| Participant deferral / active EE | $12,773 | $5,180+146.6% | $4,559+180.2% | $6,407+99.4% |
| Admin fee / account holder | $9,418 | $9,725-3.2% | $8,342+12.9% | $12,270-23.2% |