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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,708 | $100,203-26.4% | $85,240-13.5% | $145,897-49.5% |
| Participation rate | 92.3% | 74.1%+18.2pp | 67.5%+24.8pp | 80.3%+12.0pp |
| Annual return | 8.56% | 84.28%-75.7pp | 66.75%-58.2pp | 552.29%-543.7pp |
| Employer contribution / active EE | $7,614 | $3,242+134.9% | $2,735+178.4% | $4,663+63.3% |
| Participant deferral / active EE | $10,968 | $5,299+107.0% | $4,527+142.3% | $6,689+64.0% |
| Admin fee / account holder | $794 | $7,265-89.1% | $6,165-87.1% | $13,390-94.1% |