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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,442 | $183,516-48.5% | $155,534-39.3% | $145,884-35.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.27% | 61.43%-48.2pp | 64.92%-51.7pp | 551.85%-538.6pp |
| Employer contribution / active EE | $3,773 | $5,315-29.0% | $4,675-19.3% | $4,662-19.1% |
| Participant deferral / active EE | $16,744 | $6,467+158.9% | $5,630+197.4% | $6,690+150.3% |
| Admin fee / account holder | $961 | $19,293-95.0% | $15,900-94.0% | $13,392-92.8% |