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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,902 | $76,634-59.7% | $56,054-44.9% | $145,978-78.8% |
| Participation rate | 26.1% | 63.2%-37.1pp | 52.5%-26.4pp | 80.3%-54.2pp |
| Annual return | 11.38% | 3004.33%-2992.9pp | 1705.95%-1694.6pp | 550.52%-539.1pp |
| Employer contribution / active EE | $486 | $1,380-64.8% | $1,039-53.3% | $4,662-89.6% |
| Participant deferral / active EE | $1,336 | $2,622-49.1% | $1,952-31.6% | $6,690-80.0% |
| Admin fee / account holder | $2,818 | $3,321-15.2% | $2,822-0.2% | $13,400-79.0% |