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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,728 | $29,736-74.0% | $56,033-86.2% | $80,935-90.5% |
| Participation rate | 10.0% | 41.7%-31.7pp | 52.5%-42.5pp | 67.7%-57.7pp |
| Annual return | 16.28% | 35.28%-19.0pp | 1711.38%-1695.1pp | 35.66%-19.4pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $265 | $1,228-78.4% | $1,954-86.4% | $4,299-93.8% |
| Admin fee / account holder | $27 | $2,434-98.9% | $2,827-99.0% | $6,924-99.6% |