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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,707 | $102,422-62.2% | $147,117-73.7% | $80,959-52.2% |
| Participation rate | 76.8% | 75.9%+0.9pp | 82.2%-5.4pp | 67.7%+9.1pp |
| Annual return | 14.21% | 135.16%-120.9pp | 420.54%-406.3pp | 35.67%-21.5pp |
| Employer contribution / active EE | $2,085 | $3,717-43.9% | $4,932-57.7% | $2,757-24.4% |
| Participant deferral / active EE | $3,113 | $6,652-53.2% | $8,065-61.4% | $4,300-27.6% |
| Admin fee / account holder | $2,313 | $7,953-70.9% | $12,993-82.2% | $6,925-66.6% |