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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,902 | $94,031+97.7% | $115,768+60.6% | $82,448+125.5% |
| Participation rate | 56.3% | 70.4%-14.2pp | 74.4%-18.1pp | 68.1%-11.8pp |
| Annual return | 13.16% | 20.61%-7.4pp | 100.46%-87.3pp | 41.64%-28.5pp |
| Employer contribution / active EE | $2,947 | $2,323+26.8% | $2,940+0.2% | $2,551+15.5% |
| Participant deferral / active EE | $5,401 | $3,972+36.0% | $4,917+9.8% | $4,139+30.5% |
| Admin fee / account holder | $22,534 | $10,249+119.9% | $12,439+81.2% | $7,234+211.5% |