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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,994 | $160,040+66.2% | $147,096+80.8% | $145,877+82.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.86% | 98.49%-78.6pp | 419.75%-399.9pp | 551.28%-531.4pp |
| Employer contribution / active EE | $2,954 | $5,289-44.2% | $4,936-40.2% | $4,663-36.6% |
| Participant deferral / active EE | $1,660 | $8,429-80.3% | $8,071-79.4% | $6,691-75.2% |
| Admin fee / account holder | $130,007 | $15,050+763.8% | $13,005+899.7% | $13,402+870.0% |