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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,994 | $160,028+66.2% | $147,080+80.8% | $145,884+82.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.86% | 98.60%-78.7pp | 420.17%-400.3pp | 551.85%-532.0pp |
| Employer contribution / active EE | $2,954 | $5,286-44.1% | $4,933-40.1% | $4,662-36.6% |
| Participant deferral / active EE | $1,660 | $8,422-80.3% | $8,066-79.4% | $6,690-75.2% |
| Admin fee / account holder | $130,007 | $15,030+765.0% | $12,989+900.9% | $13,392+870.8% |