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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,561 | $76,407-18.1% | $150,298-58.4% | $82,448-24.1% |
| Participation rate | 17.9% | 66.4%-48.5pp | 77.8%-59.9pp | 68.1%-50.2pp |
| Annual return | 20.36% | 39.99%-19.6pp | 62.79%-42.4pp | 41.64%-21.3pp |
| Employer contribution / active EE | $707 | $2,614-72.9% | $4,154-83.0% | $2,551-72.3% |
| Participant deferral / active EE | $2,884 | $3,214-10.3% | $5,453-47.1% | $4,139-30.3% |
| Admin fee / account holder | $0 | $6,352-100.0% | $14,116-100.0% | $7,234-100.0% |