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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,561 | $75,541-17.2% | $152,093-58.9% | $82,637-24.3% |
| Participation rate | 17.9% | 66.5%-48.7pp | 77.8%-59.9pp | 68.1%-50.2pp |
| Annual return | 20.36% | 32.56%-12.2pp | 66.36%-46.0pp | 53.51%-33.2pp |
| Employer contribution / active EE | $707 | $2,622-73.0% | $4,175-83.1% | $2,552-72.3% |
| Participant deferral / active EE | $2,884 | $3,206-10.0% | $5,451-47.1% | $4,126-30.1% |
| Admin fee / account holder | $0 | $6,405-100.0% | $14,497-100.0% | $7,339-100.0% |