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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,203 | $100,203-49.9% | $85,240-41.1% | $145,897-65.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.09% | 84.28%-72.2pp | 66.75%-54.7pp | 552.29%-540.2pp |
| Employer contribution / active EE | $2,631 | $3,242-18.8% | $2,735-3.8% | $4,663-43.6% |
| Participant deferral / active EE | $7,070 | $5,299+33.4% | $4,527+56.2% | $6,689+5.7% |
| Admin fee / account holder | $4,035 | $7,265-44.5% | $6,165-34.5% | $13,390-69.9% |