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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,751 | $183,539-21.1% | $155,556-6.9% | $145,897-0.8% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 17.21% | 61.31%-44.1pp | 64.84%-47.6pp | 552.29%-535.1pp |
| Employer contribution / active EE | $3,030 | $5,315-43.0% | $4,675-35.2% | $4,663-35.0% |
| Participant deferral / active EE | $11,140 | $6,467+72.3% | $5,631+97.8% | $6,689+66.5% |
| Admin fee / account holder | $34,863 | $19,275+80.9% | $15,885+119.5% | $13,390+160.4% |