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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,193 | $160,070-86.1% | $147,117-84.9% | $145,897-84.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 15.55% | 98.69%-83.1pp | 420.54%-405.0pp | 552.29%-536.7pp |
| Employer contribution / active EE | $2,395 | $5,285-54.7% | $4,932-51.4% | $4,663-48.6% |
| Participant deferral / active EE | $5,141 | $8,419-38.9% | $8,065-36.2% | $6,689-23.1% |
| Admin fee / account holder | $562 | $15,035-96.3% | $12,993-95.7% | $13,390-95.8% |