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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,950 | $211,224-47.9% | $178,505-38.4% | $145,897-24.6% |
| Participation rate | 82.4% | 80.8%+1.5pp | 77.1%+5.2pp | 80.3%+2.0pp |
| Annual return | 13.86% | 30.28%-16.4pp | 27.16%-13.3pp | 552.29%-538.4pp |
| Employer contribution / active EE | $9,483 | $4,577+107.2% | $3,955+139.8% | $4,663+103.4% |
| Participant deferral / active EE | $7,287 | $6,966+4.6% | $6,280+16.0% | $6,689+8.9% |
| Admin fee / account holder | $13,388 | $12,109+10.6% | $10,428+28.4% | $13,3900% |